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Please enter the information as best you can to find out your credit grade. |
| Section A: Mortgage Lates |
Within the last 24 months have you had any late payments on your mortgage?
??
No
Yes
If yes, continue, otherwise skip to section B. |
| Number of Mortgage Lates |
| Within the last 12 months |
Between 13 and 24 months ago |
| 30-59 days late
|
??
0
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 30-59 days late
|
??
0
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 60-89 days late
|
??
0
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 60-89 days late
|
??
0
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 90+ days late
|
??
0
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 90+ days late
|
??
0
1
2
3
4
5
6
7
8
9
10
11
12
|
|
|
| Are you currently late on your mortgages?
|
??
No
Yes
|
|
| Section B: Consumer Loan Lates |
Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?
??
No
Yes
If yes continue, otherwise skip to section C. |
| Number of Consumer Lates |
| Within the last 12 months |
Between 13 and 24 months ago |
| 30-59 days late
|
??
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 30-59 days late
|
??
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 60-89 days late
|
??
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 60-89 days late
|
??
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 90+ days late
|
??
1
2
3
4
5
6
7
8
9
10
11
12
|
|
| 90+ days late
|
??
1
2
3
4
5
6
7
8
9
10
11
12
|
|
|
| Are you currently late on your consumer loan payments?
|
??
No
Yes
|
|
| Section C: Collections, Charge offs, Judgements, Tax Lien |
| Do you have any collections, charge offs, judgements or tax liens?
|
??
No
Yes, within the last month
Yes, within the last 3 months
Yes, within the last 6 months
Yes, within the last 1 year
Yes, within the last 2 years
Yes, within the last 3 years
Yes, more than 4 years ago
|
|
| Section D: Bankruptcies |
| Have you been bankrupt during the last 7 years?
|
??
No bankruptcies over the last 7 years
Currently in bankruptcy
Bankruptcy discharged less than 3 months ago
Bankruptcy discharged less than 6 months ago
Bankruptcy discharged over 1 year ago
Bankruptcy discharged over 2 years ago
Bankruptcy discharged over 3 years ago
Bankruptcy discharged over 4 years ago
Bankruptcy discharged over 5 years ago
Bankruptcy discharged over 6 years ago
Bankruptcy discharged over 7 years ago
Bankruptcy discharged over more than 7 years ago
|
|
| Section E: Foreclosures |
| Have you had any foreclosures during the last 7 years?
|
??
No foreclosures
Currently in foreclosure
Had a foreclosure less than 3 months ago
Had a foreclosure less than 6 months ago
Had a foreclosure less than 1 year ago
Had a foreclosure less than 2 years ago
Had a foreclosure less than 3 years ago
Had a foreclosure less than 4 years ago
Had a foreclosure less than 5 years ago
Had a foreclosure less than 6 years ago
Had a foreclosure less than 7 years ago
Had a foreclosure more than 7 years ago
|
|
| Section F: Payment load |
| Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?
|
??
I pay my credit cards in full every month
I have some debts, but I am managing ok
My debts are excessive, I need help
I have no credit cards, car loans or student loans
|
|
| Section G: Equity in your property |
| The value of my house is $ |
|
| The total amount of loans on my house are $ |
|
|
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